Properties / 852 NAVAJO Trail
FHA ASSUMABLERate: 6.81%

852 NAVAJO Trail

$544,900
Show Low, AZ 85901
3 beds3 baths2,129 sqftSingle Family
The assumable advantage
6.81%
FHA assumed rate
$43,180 interest already paid off
Estimated Loan Balance$214,449
Cash to close$331,127
Est. Monthly PITI$1,828
Initial Loan Amount$220,797
Time on site50 days
Remaining Term27 years, 1 month
Seller's equity (what you pay)
$330,451
Cash or secondary financing
Monthly savings
$1,766
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

Surrounded by towering pines, spruce, & juniper on a beautifully wooded, mostly level 1.38-acre parcel, this inviting Linden retreat captures everything buyers love about White Mountains living. Enjoy privacy, abundant wildlife & room to spread out, just minutes from the conveniences of Show Low. An expansive timber-trussed covered front porch welcomes you home & overlooks the peaceful setting. Split floor plan with stainless steel appliances & updated baths with modern glass sliding shower doors. Fenced backyard, gazebo, circular driveway, 2-car metal carport & 3 storage sheds, including a large workshop-style shed. Horses welcome. New metal roof & septic add peace of mind.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $330,451. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,129
Property typeSingle Family
MLS #7047421
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,447/mo
Source est. payment (PITI)
$1,828/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$330,451

Asking price minus remaining loan balance. Closing costs are additional.

$0$330,451
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.