SHORT SALE OPPORTUNITY. Welcome to the desirable Allen Ranches community of Litchfield Park, AZ. This vibrant neighborhood offers resort-style living with a community pool, playgrounds, pickleball and sport courts, walking trails, fitness center, and green spaces to enjoy. The home itself features a modern open-concept layout with a spacious kitchen that flows into the great room, perfect for entertaining. Versatile floorplans offer options for guest rooms, flex spaces, or a home office. Conveniently located near the freeway, shopping, dining, and top-rated schools, this home combines style, comfort, and location all in one.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.