Located in the highly sought-after 55+ Canyon Trails at Fox Creek community, this beautifully upgraded Spruce Model offers peaceful desert and mountain views from a premium lot backing to a wash with no rear neighbors. Built in 2021, this well-maintained home is truly move-in ready, giving you the benefits of newer construction with thoughtful upgrades already in place. The open-concept floor plan features tile flooring throughout the main living areas, a spacious kitchen with granite countertops, a large island, and Energy Star appliances. The primary suite includes dual sinks, and a 7-foot tiled walk-in shower. Additional upgrades include R-50 insulation, Low-E windows, a whole-home reverse osmosis system, water softener, and a finished two-car garage. Create the backyard you've always wanted with an outdoor space ready for your personal touch while enjoying the privacy and views of the wash behind the home. Perched above the city, you're just 4 miles from Mohave Community College, shopping, dining, gas stations, and other everyday conveniences. Enjoy low HOA dues with access to a community clubhouse, pool, and walking trails. Whether you're looking for a full-time residence or a seasonal retreat, this home checks all the boxes!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $90,143. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.