Properties / 19601 W TURNEY Avenue
VA ASSUMABLERate: 3.31%

19601 W TURNEY Avenue

$445,000
Litchfield Park, AZ 85340
4 beds3 baths2,359 sqftSingle Family
The assumable advantage
3.31%
VA assumed rate
$46,451 interest already paid off
Estimated Loan Balance$208,952
Cash to close$237,002
Est. Monthly PITI$1,481
Initial Loan Amount$240,000
Time on site49 days
Remaining Term23 years, 9 months
Seller's equity (what you pay)
$236,048
Cash or secondary financing
Monthly savings
$1,564
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

This beautifully maintained home offers the perfect combination of comfort, functionality, and modern Arizona living. The thoughtfully designed floor plan provides spacious living areas, generous bedrooms, and an open-concept kitchen that flows seamlessly into the main living space--ideal for both everyday living and entertaining. Step outside to enjoy a private backyard with plenty of room to relax, host gatherings, or create your own outdoor oasis. Located in a desirable West Valley community with convenient access to shopping, dining, parks, schools, and major freeways, this home delivers the lifestyle you've been looking for. Don't miss your opportunity to make this exceptional property your next home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $236,048. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,359
Property typeSingle Family
MLS #7057593
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,060/mo
Source est. payment (PITI)
$1,481/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$236,048

Asking price minus remaining loan balance. Closing costs are additional.

$0$236,048
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.