Properties / 3235 E Maybe Manana Way
VA ASSUMABLERate: 6.36%

3235 E Maybe Manana Way

$459,000
Rimrock, AZ 86335
3 beds3 baths2,066 sqftSingle Family
The assumable advantage
6.36%
VA assumed rate
$84,784 interest already paid off
Estimated Loan Balance$365,184
Cash to close$95,556
Est. Monthly PITI$2,607
Initial Loan Amount$380,000
Time on site50 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$93,816
Cash or secondary financing
Monthly savings
$326
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Repositioned for Immediate Sale! Now offered at $459,000, this one-of-a-kind property offers nearly an acre of land, exceptional flexibility, and incredible value. Sunlight pours through the home, creating bright, inviting living spaces highlighted by skylights, a stunning brick fireplace, fresh paint, sealed ductwork, and new blinds. Thoughtfully designed with 3 bedrooms, 3 baths, multiple bonus spaces, and a private guest suite with its own entrance, it's ideal for multigenerational living, guests, or a home office. The kitchen features a brand-new Samsung refrigerator and dishwasher. Outside, enjoy a 12' x 40' double-loft barn cabin, new chain-link fencing, RV parking, mountain views, and a private hilltop retreat perfect for sunset evenings. Sellers have found their next home and have priced this property for immediate sale! The possibilities are truly endless. Previously appraised at $497,000 in March 2025, before additional improvements and property enhancements were completed by the sellers.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $93,816. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,066
Property typeSingle Family
MLS #7025369
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,381/mo
Source est. payment (PITI)
$2,607/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$93,816

Asking price minus remaining loan balance. Closing costs are additional.

$0$93,816
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.