Home Sweet Home! Primary residence, investment property or your mountain getaway. This 3 bedrooms, 2 bathrooms offers bright & open living area, spacious kitchen with island and desirable split floor plan. Roomy primary bedroom with remodeled bathroom and dual sinks. Short drive to Flagstaff Mall, movie theatre, gym, dining, etc. Minutes away from biking & hiking trails. Roof shingles replaced on 2021. Easy to show.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $307,651. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.