Properties / 9213 W ATHENS Street
FHA ASSUMABLERate: 6.5%

9213 W ATHENS Street

$525,000
Peoria, AZ 85382
4 beds2 baths1,681 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$50,621 interest already paid off
Estimated Loan Balance$402,743
Cash to close$122,670
Est. Monthly PITI$3,072
Initial Loan Amount$410,561
Time on site42 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$122,257
Cash or secondary financing
Monthly savings
$496
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Stunning fully remodeled 4-bedroom, 2-bath home offering the perfect blend of luxury, comfort, and functionality. The chef's kitchen features granite countertops, a tile backsplash, pull-out pantry drawers, a built-in beverage cooler, and a convenient pot filler, thoughtfully designed for everyday living and entertaining. The spacious floor plan opens to a private backyard with a sparkling pool and diving board, perfect for relaxing or hosting guests. With no HOA, this move-in-ready home offers modern upgrades, exceptional finishes, and the freedom to enjoy your property without restrictions. Don't miss this incredible opportunity!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $122,257. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,681
Property typeSingle Family
MLS #7060577
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,600/mo
Source est. payment (PITI)
$3,072/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$122,257

Asking price minus remaining loan balance. Closing costs are additional.

$0$122,257
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.