Ready to live in right away, 2 bdrm, 2 bath home in the heart of Prescott Valley, no HOA, no Land Lease, No Age restrictions.....and it backs up to a large open property owned by a church. Built in 2018, the home has a split bedroom floor plan and comes with a complete appliance package. Lots of parking, and room for trailer parking on the concrete nearest the back door. All city utilities. Includes a storage shed. Front yard is gated for privacy. Great location! Elevation at 5,000 ft for cooler summer temps. There is not an a/c system, but window units would do a great job here. This is the sale of an estate property, so being sold as-is.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $131,408. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.