Beautifully maintained single story Next Gen home offering 2,271 sq ft with 4 bedrooms and 3 full baths in an established Phoenix neighborhood. This home within a home features a private in-law suite as the 4th bedroom, perfect for multigenerational living, extended family, or guests. Charming Spanish style exterior boasts a tile roof, turret entry, arched windows, and low maintenance desert landscaping. Inside, an open concept great room connects the living, dining, and kitchen with easy care tile flooring throughout. The kitchen shines with rich wood cabinetry, granite countertops, and a large island with breakfast bar seating. Two car garage and extended driveway. Minutes from shopping, dining, schools, and quick access to Loop 101 and I-10. Move in ready. Come see it!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $504,541. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.