Properties / 2719 E Vicki Avenue
VA ASSUMABLERate: 6.85%

2719 E Vicki Avenue

$294,950
Fort Mohave, AZ 86426
3 beds2 baths1,538 sqftSingle Family
The assumable advantage
6.85%
VA assumed rate
$35,956 interest already paid off
Estimated Loan Balance$271,604
Cash to close$23,871
Est. Monthly PITI$2,024
Initial Loan Amount$276,535
Time on site36 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$23,346
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the desirable Sunrise Vistas neighborhood! Backing to the open desert, this property offers peaceful views and added privacy with no rear neighbors. Inside, you'll find numerous recent upgrades throughout the home, including new flooring, fresh carpet, and freshly painted bedrooms for a bright, modern feel. The remodeled kitchen features butcher block countertops, a center island, updated lower cabinetry, a stylish backsplash, new sink, pantry, updated plumbing, and new stainless steel oven and dishwasher creating a functional and inviting space for everyday living.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $23,346. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,538
Property typeSingle Family
MLS #040858
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,817/mo
Source est. payment (PITI)
$2,024/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$23,346

Asking price minus remaining loan balance. Closing costs are additional.

$0$23,346
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.