Properties / 43856 W KNAUSS Drive
FHA ASSUMABLERate: 1%

43856 W KNAUSS Drive

$395,000
Maricopa, AZ 85138
4 beds3 baths3,183 sqftSingle Family
The assumable advantage
1%
FHA assumed rate
$0 interest already paid off
Estimated Loan Balance
Cash to close$395,000
Est. Monthly PITI
Initial Loan Amount
Time on site50 days
Remaining Term
Seller's equity (what you pay)
Cash or secondary financing
Monthly savings
Versus today's market rate
Est. savings per year
Versus today's market rate

About this home

Must see! Clean and Bright. This one has it all! Huge House on great lot. Four Bedrooms with 3,182 sqft,, that means tons of living space: Separate Living Room, Huge Family Room and Loft/Office/Game Room. Within the last 4 years: new paint, carpet, and renovated roof). Downstairs Bedroom and Full Bath are ideal Mother-In-Law/Guest Room set up. Good Natural Light throughout, giving such an open and light feeling, so many areas for entertaining, but also to retreat for privacy. Ideal Master Bath with two separate vanities, separate tub and shower, and separate toilet room. Kitchen is open and spacious, everything you need, plus huge walk-in pantry. Three-Car Garage!!! Back yard just waiting for the oasis transformation. So much potential!!! Close to everything!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity — the difference between the sale price and the remaining loan balance. This seller has not published their balance yet; ask us and we'll confirm it with the lender. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,183
Property typeSingle Family
MLS #7036800
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

The loan details needed to estimate principal and interest are unavailable.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.