Beautifully updated 5 bedroom home with a den, loft, and 3 full bathrooms in Circle Cross Ranch! This spacious floor plan includes a highly desirable main level bedroom and full bathroom, vaulted ceilings, a fireplace, and an updated kitchen with painted cabinets and granite countertops. Upstairs offers a versatile loft and spacious primary suite. Enjoy the backyard with a saltwater pool built in 2020, new gazebo, sunshades, and freshly painted walls. Recent updates include 2 new AC's in 2020, interior and exterior paint, new refrigerator, washer and dryer, added attic insulation, new irrigation system, maintenance free gate panels, and front and back security doors. Offering abundant living space, thoughtful upgrades, & exceptional care throughout, this home is ready for its next owners!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $185,879. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.