Properties / 2394 Columbus Drive
VA ASSUMABLERate: 6.5%

2394 Columbus Drive

$334,900
Bullhead City, AZ 86442
2 beds2 baths1,696 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$33,285 interest already paid off
Estimated Loan Balance$305,024
Cash to close$30,183
Est. Monthly PITI$2,277
Initial Loan Amount$310,000
Time on site36 days
Remaining Term28 years, 5 months
Seller's equity (what you pay)
$29,876
Cash or secondary financing
Monthly savings
$12
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to 2394 Columbus Drive, a meticulously maintained corner-lot home with RV parking potential in Brookfield at Fox Creek, one of Bullhead City s most desirable 55+ communities. From the moment you arrive, the home's curb appeal sets the tone: clean stucco lines, a tile roof, mature desert landscaping, and a finished two-car garage with a wide driveway. Step inside and you'll find an open, light-filled 1,696 SqFt floor plan thoughtfully extended by the original owners the living and casual dining areas flow together, opening through a slider to a fully fenced backyard built for desert evenings. The kitchen is the heart of the home: galley-style with a breakfast bar. Owned RO system, owned water softener, and energy-conscious Low-E windows are upgrades that pay you back year over year. The split-bedroom layout is purpose-built for privacy and visiting family. The primary suite offers a bright bay window, a spacious walk-in closet, dual-sink vanity, an oversized walk-in shower. The guest bedroom and full guest bath sit on the opposite side perfect for family, friends, or a quiet home office. Outside, the fully fenced backyard with an RV gate is the feature that closes the deal. Park the RV, the boat, or the jet skis right on your own lot no storage fees, no hassle. A watering system keeps the front and back landscaping effortless. Community amenities include a pool, clubhouse, walking and biking trails, and sidewalks throughout. You're minutes from shopping, medical care, and the Laughlin casinos and a short drive to the Colorado River, Lake Mohave, and year-round Arizona sunshine. This is the turnkey home that combines pride of ownership, lifestyle, and price.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $29,876. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,696
Property typeSingle Family
MLS #039351
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,963/mo
Source est. payment (PITI)
$2,277/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$29,876

Asking price minus remaining loan balance. Closing costs are additional.

$0$29,876
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.