Spacious 3 BED + DEN/OFFICE, 2 BATH, SINGLE-STORY home on a CORNER LOT in Homestead! Nearly 2,000 SQ FT with a flexible floor plan offering plenty of room to live, work and entertain. The open kitchen features a center island, abundant workspace and an eat-in dining area flowing into the main living space. Private primary suite includes dual sinks, separate tub and shower. Enjoy a spacious backyard, 2-CAR GARAGE, tile roof and low $52/month HOA. FHA, VA and conventional financing welcome.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $92,476. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.