Better than new and move-in ready! Built in 2021, this beautifully designed 4-bedroom, 3-bath home sits on a spacious lot in the highly desirable Laurel Ranch community. The thoughtfully designed open floor plan showcases a bright, modern kitchen featuring a large center island, abundant cabinetry, a walk-in pantry, and an inviting breakfast nook that flows seamlessly into the expansive great room, making it perfect for entertaining or everyday living. A private study offers the ideal space for working from home, while the split primary suite provides a peaceful retreat with a spa-inspired bath and generous walk-in closet. Step outside to your own private backyard retreat featuring a sparkling pool and relaxing hot tub, creating the perfect setting for entertaining, unwinding, and enjoying Arizona's beautiful weather year-round. An incredible bonus for the new owner: the owned solar system will be paid in full at closing, providing immediate energy savings with no solar loan to assume. Conveniently located near parks, schools, shopping, dining, and commuter routes, this exceptional home combines modern comfort, style, and long-term value. Don't miss your opportunity to own this stunning San Tan Valley home!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $89,300. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.