REMODELED • GATED SAN MICHELLE COMMUNITY • ASSUMABLE VA LOAN! Interior features HIGH CEILINGS, WOOD-LOOK FLOORING, PLANTATION SHUTTERS, ceiling fans, SURROUND SOUND, and an OPEN GREAT-ROOM DESIGN. The REMODELED KITCHEN features QUARTZ COUNTERTOPS, WHITE CABINETRY, TILE BACKSPLASH, STAINLESS-STEEL APPLIANCES, recessed lighting, pantry, and a TWO-TIER ISLAND with breakfast bar. The spacious PRIMARY SUITE offers DUAL SINKS and PRIVATE BALCONY ACCESS. Enjoy the LOW-MAINTENANCE BACKYARD with COVERED PATIO or cool off at the COMMUNITY POOL. Convenient to US-60, SHOPPING, DINING, PARKS, SCHOOLS, and HOSPITAL. VA loan may be assumable at approximately 5.62%, offering significant potential savings. VETERAN STATUS NOT REQUIRED TO APPLY. Buyer qualification and lender/servicer approval required.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $15,318. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.