Properties / 15109 W HADLEY Street
FHA ASSUMABLERate: 5.22%

15109 W HADLEY Street

$448,000
Goodyear, AZ 85338
4 beds4 baths2,205 sqftSingle Family
The assumable advantage
5.22%
FHA assumed rate
$89,261 interest already paid off
Estimated Loan Balance$427,962
Cash to close$24,373
Est. Monthly PITI$3,119
Initial Loan Amount$449,328
Time on site50 days
Remaining Term26 years, 2 months
Seller's equity (what you pay)
$20,038
Cash or secondary financing
Monthly savings
$140
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Designed for everyday comfort & effortless entertaining, this thoughtfully planned home offers a private downstairs guest suite, a bright open-concept kitchen with great room, & expansive upstairs bonus room. Whether hosting friends or enjoying a cozy night in, the flexible layout gives everyone room to relax & unwind. From the moment you step inside, you'll notice the elevated finishes - upgraded plank tile, crown-molded cabinetry, automated shades, the list goes on & on. With the community pool just steps away plus parks, dining, & entertainment minutes from your door, every day feels effortless & connected. Space for all & upgrades that make daily living feel special, this home offers more than square footage, it offers a beautiful way of life.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $20,038. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,205
Property typeSingle Family
MLS #6984608
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,502/mo
Source est. payment (PITI)
$3,119/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$20,038

Asking price minus remaining loan balance. Closing costs are additional.

$0$20,038
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.