Properties / 1774 W GREEN TREE Drive
FHA ASSUMABLERate: 6.33%

1774 W GREEN TREE Drive

$440,000
San Tan Valley, AZ 85144
3 beds2 baths2,049 sqftSingle Family
The assumable advantage
6.33%
FHA assumed rate
$77,717 interest already paid off
Estimated Loan Balance$334,690
Cash to close$105,310
Est. Monthly PITI$2,684
Initial Loan Amount$350,020
Time on site0 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$105,310
Cash or secondary financing
Monthly savings
$419
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Welcome to this updated 3-bedroom, 2-bath home situated on a spacious corner lot bordering a park! The open-concept interior features vaulted ceilings and hard-surface flooring throughout. The kitchen offers updated appliances, granite countertops, and a walk-in pantry. Oversized windows, a fireplace, and soaring ceilings create an inviting living area, while the adjacent flex room is ideal for an office, dining room, or second living space. The spacious owner's suite features abundant natural light, a walk-in shower, large vanity, linen storage, and an oversized walk-in closet. French doors open to a resort-style backyard with a pool, outdoor fireplace, BBQ area, pergola, and expansive covered patio. Seller will vacate and remove all personal belongings prior to close of escrow.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $105,310. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,049
Property typeSingle Family
MLS #7079790
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,176/mo
Source est. payment (PITI)
$2,684/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$105,310

Asking price minus remaining loan balance. Closing costs are additional.

$0$105,310
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.