Properties / 3456 E DENIM Trail
VA ASSUMABLERate: 6.92%

3456 E DENIM Trail

$340,000
San Tan Valley, AZ 85143
3 beds2 baths1,605 sqftSingle Family
The assumable advantage
6.92%
VA assumed rate
$51,500 interest already paid off
Estimated Loan Balance$355,647
Cash to close$0
Est. Monthly PITI$2,618
Initial Loan Amount$361,000
Time on site50 days
Remaining Term28 years
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

** Nicely updated home ready for your client to move right in ** Stainless steel appliances plus island kitchen with breakfast bar ** Den can be used as an office or 4th bedroom ** Primary bedroom includes walk in closet, sitting area and dual sinks in bathroom ** Covered patio, outdoor kitchen and fire pit with seating area in backyard ** this home is a must see

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,605
Property typeSingle Family
MLS #6995422
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,398/mo
Source est. payment (PITI)
$2,618/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.