Properties / 21346 N KLOCK Court
VA ASSUMABLERate: 2.87%

21346 N KLOCK Court

$349,000
Maricopa, AZ 85138
4 beds3 baths2,018 sqftSingle Family
The assumable advantage
2.87%
VA assumed rate
$25,451 interest already paid off
Estimated Loan Balance$141,396
Cash to close$207,939
Est. Monthly PITI$999
Initial Loan Amount$162,411
Time on site22 days
Remaining Term24 years, 2 months
Seller's equity (what you pay)
$207,604
Cash or secondary financing
Monthly savings
$1,381
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Welcome to a home that truly stands out! This fabulous 4-bedroom home sits on an incredibly rare oversized double cul-de-sac lot, offering the space, privacy, and flexibility that are nearly impossible to find at this price point. Step inside to a beautifully refreshed interior featuring brand-new flooring, fresh interior paint, and a spacious, open layout designed for both everyday living and entertaining. The inviting living room showcases gorgeous wood flooring and flows effortlessly into the open kitchen, complete with stainless steel appliances, abundant cabinetry, generous counter space, and a convenient pantry. The oversized primary suite feels like a private retreat, featuring a large walk-in closet and an impressive ensuite bath with dual vanities, a separate soaking tub, and wa ...and walk-in shower. Three additional bedrooms provide plenty of room for family, guests, a home office, or flex space. Then step outside and see what truly separates this property from the competition--the massive double lot! Enjoy Arizona's incredible outdoor lifestyle from the covered patio overlooking a spacious, low-maintenance backyard with extended walkways and endless possibilities. Create the ultimate entertaining space, add a pool, expand the outdoor living area, or simply enjoy having the extra room and privacy that a lot like this provides. With its rare oversized lot, fresh updates, four-bedroom floor plan, spacious primary suite, and move-in-ready condition, this home delivers an incredible combination of space, comfort, and value. Homes with lots like this don't come along often--this is one you need to see in person!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $207,604. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,018
Property typeSingle Family
MLS #7068928
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$677/mo
Source est. payment (PITI)
$999/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$207,604

Asking price minus remaining loan balance. Closing costs are additional.

$0$207,604
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.