Properties / 5518 S PRAISE Avenue
VA ASSUMABLERate: 2.7%

5518 S PRAISE Avenue

$309,900
Fort Mohave, AZ 86426
3 beds2 baths1,575 sqftSingle Family
The assumable advantage
2.7%
VA assumed rate
$34,882 interest already paid off
Estimated Loan Balance$218,716
Cash to close$91,184
Est. Monthly PITI$1,335
Initial Loan Amount$250,320
Time on site0 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$91,184
Cash or secondary financing
Monthly savings
$810
Versus today's market rate
Est. savings per year
$10K
Versus today's market rate

About this home

BANK-OWNED OPPORTUNITY IN FORT MOHAVE! Discover the potential at 5518 S Praise Ave, located in the established Patriot Estates community. This 3-bedroom, 2-bath home offers approximately 1,631 sq. ft. of living space and presents an excellent opportunity for buyers, investors, second-home owners, or anyone looking to create a home that fits their vision. The property offers a practical floor plan, comfortable living space, and a convenient Fort Mohave location close to shopping, dining, outdoor recreation, the Colorado River and Laughlin, Nevada. As a bank-owned property, this home is being offered AS-IS, giving buyers the opportunity to purchase at an attractive price and add their own personal touches.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $91,184. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,575
Property typeSingle Family
MLS #7078903
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,018/mo
Source est. payment (PITI)
$1,335/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$91,184

Asking price minus remaining loan balance. Closing costs are additional.

$0$91,184
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.