Properties / 1441 E TUSCANY Street
FHA ASSUMABLERate: 7.62%

1441 E TUSCANY Street

$435,000
Casa Grande, AZ 85122
3 beds2 baths1,808 sqftSingle Family
The assumable advantage
7.62%
FHA assumed rate
$64,820 interest already paid off
Estimated Loan Balance$305,738
Cash to close$129,537
Est. Monthly PITI$2,687
Initial Loan Amount$313,211
Time on site36 days
Remaining Term27 years, 4 months
Seller's equity (what you pay)
$129,262
Cash or secondary financing
Monthly savings
$345
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Rare opportunity to own a nearly new home on an expansive 15,863 sq. ft. lot! Built in 2024, this beautiful Messina floor plan in the sought-after Reserve at Tuscany offers the perfect combination of modern finishes and exceptional outdoor potential. The open-concept design features a spacious living area that flows seamlessly into the stylish kitchen, complete with granite countertops, beautiful cabinetry, and stainless steel appliances, including a range, microwave, and dishwasher. The private primary suite includes dual vanities, a walk-in shower, and a generous walk-in closet. A 2-car garage and contemporary finishes throughout complete the home. The 15,863 sq. ft. homesite provides endless possibilities for creating your dream backyard, adding a pool, entertaining, gardening, or simply enjoying the extra space--a rare feature that truly sets this property apart.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $129,262. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,808
Property typeSingle Family
MLS #7062814
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,220/mo
Source est. payment (PITI)
$2,687/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$129,262

Asking price minus remaining loan balance. Closing costs are additional.

$0$129,262
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.