Properties / 16773 W WHISPERING WIND Drive
VA ASSUMABLERate: 6.5%

16773 W WHISPERING WIND Drive

$659,000
Surprise, AZ 85387
3 beds3 baths2,423 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$22,224 interest already paid off
Estimated Loan Balance$409,336
Cash to close$250,051
Est. Monthly PITI$2,790
Initial Loan Amount$411,986
Time on site45 days
Remaining Term29 years, 3 months
Seller's equity (what you pay)
$249,664
Cash or secondary financing
Monthly savings
$1,277
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Welcome to 16773 W. Whispering Wind Drive in the highly sought-after Asante community! Situated on one of the largest lots in the subdivision, this beautifully upgraded home offers the perfect blend of luxury and functionality. Enjoy a gourmet kitchen, upgraded flooring and finishes throughout, plus a professionally completed backyard featuring low-maintenance turf and a custom putting green. Better than new, this move-in-ready home includes the premium upgrades buyers want without the wait.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $249,664. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,423
Property typeSingle Family
MLS #7059198
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,609/mo
Source est. payment (PITI)
$2,790/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$249,664

Asking price minus remaining loan balance. Closing costs are additional.

$0$249,664
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.