Properties / 4510 S NAGELI
FHA ASSUMABLERate: 7.8%

4510 S NAGELI

$525,000
Mesa, AZ 85212
4 beds3 baths1,850 sqftSingle Family
The assumable advantage
7.8%
FHA assumed rate
$113,462 interest already paid off
Estimated Loan Balance$494,807
Cash to close$32,757
Est. Monthly PITI$4,235
Initial Loan Amount$505,188
Time on site50 days
Remaining Term27 years, 2 months
Seller's equity (what you pay)
$30,193
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRICE ADJUSTMENT! Why buy New when this already has all the extras! Window Coverings, Ceiling Fans, Pavers & Turf in back & side yard, epoxy flooring & elevated Storage in Garage. Super easy living in this 4 bedroom + loft home. Main floor features all tile flooring & direct access to garage and patio. Gourmet Kitchen has large island, double ovens, gas stovetop w/ all SS appliances plus pantry. Upstairs has 4 bedrooms, loft area & huge laundry. Super low maintenance backyard w/ covered patio, pavers & Turf. Garage has epoxy flooring and overhead cabinets for extra storage. Enjoy all the amenities the Eastmark Community has to offer; great dining, coffee shops, playgrounds, entertainment, parks, walking paths. This one is worth the visit.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $30,193. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,850
Property typeSingle Family
MLS #6991611
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,659/mo
Source est. payment (PITI)
$4,235/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$30,193

Asking price minus remaining loan balance. Closing costs are additional.

$0$30,193
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.