Properties / 3887 Walleck Ranch Drive
VA ASSUMABLERate: 3.06%

3887 Walleck Ranch Drive

$375,500
Kingman, AZ 86409
4 beds2 baths2,034 sqftSingle Family
The assumable advantage
3.06%
VA assumed rate
$45,521 interest already paid off
Estimated Loan Balance$268,193
Cash to close$109,084
Est. Monthly PITI$1,525
Initial Loan Amount$300,000
Time on site36 days
Remaining Term24 years, 10 months
Seller's equity (what you pay)
$107,307
Cash or secondary financing
Monthly savings
$928
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Discover a lifestyle of expansive comfort at 3887 Walleck Ranch DR, Kingman, Arizona. Built in 2003, this single-family residence offers 2034 square feet of thoughtfully designed living space, promising an ideal foundation for your next chapter. The home features four generously proportioned bedrooms, each providing a private retreat for rest and personalization. This property presents a compelling opportunity to embrace the Kingman lifestyle. Inquire today to schedule your private viewing.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $107,307. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,034
Property typeSingle Family
MLS #039698
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,286/mo
Source est. payment (PITI)
$1,525/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$107,307

Asking price minus remaining loan balance. Closing costs are additional.

$0$107,307
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.