WELCOME HOME to this stunning single level bungalow in sought-after Rancho El Dorado! Nearly 2,000 sq ft offers 3 spacious bedrooms + enclosed den that could easily serve as a 4th bedroom, 2 full baths, formal living & dining areas & inviting great room! The remodeled kitchen features granite countertops, abundant cabinetry, SS appliances & large island perfect for entertaining! Upgrades include vaulted ceilings, tile flooring, neutral two-tone paint, NEW HVAC system, NEW water heater & more! The palatial primary suite boasts a walk-in closet, private backyard exit & ensuite with dual sinks, soaking tub & separate shower! Relax in the South-facing backyard oasis with an extended paver patio, artificial turf, mature palms, raised garden beds & covered pergola! Enjoy The Duke Golf Course, restaurant, lake, scenic paths & nearby schools! TRULY A MUST SEE!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $40,927. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.