Welcome to The Estates at Johnson Ranch, where neighbors still wave hello, pride of ownership is evident, and community feels personal. This 3,149 sq ft home offers the opportunity to become part of one of Johnson Ranch's most established neighborhoods. Designed for the way today's families live, it features 5 bedrooms, 3 full baths, including a main-level bedroom and full bath, a spacious loft, 3-car garage, and RV gate. The open kitchen flows seamlessly into the family room, creating an inviting space for everyday living and entertaining, while the spacious backyard is ready for your personal vision. Enjoy Johnson Ranch's amenities, including multiple pools, parks, golf, pickleball and tennis courts, walking paths, and year-round recreation.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $459,036. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.