HOME HAS AN ASSUMABLE LOAN. Discover the allure of this 3-bedroom Marigold floorplan with a Craftsman elevation in the coveted Bella Vista Farms community. This delightful home spans 1,779 square feet and is designed for modern comfort and style. An open-concept layout welcomes you with ample natural light. The living area is perfect for relaxation or hosting friends and family. The well-appointed kitchen boasts modern appliances and a convenient island for casual dining. Three cozy bedrooms cater to your family's needs. The master suite includes a private bathroom, offering a soothing retreat. Create a garden oasis or outdoor entertainment haven. Bella Vista Farms offers a family-friendly environment with top-notch amenities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $10,542. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.