Currently the only site-built single family 3-bed 2-bath 2-car garage home under $350K in Prescott Valley on the market! This home offers vaulted ceilings & a warm, inviting living room featuring a stone wood-burning fireplace. The kitchen features granite countertops, stainless steel appliances, & a spacious walk-through pantry/mudroom. The primary suite includes a full private bath, with 2 additional bedrooms & full bath for flexibility & functionality. The extended living room window & rear French doors create a bright & airy living space. Enjoy a covered patio overlooking the fenced backyard with plenty of space to grow & play, along with a storage shed for added organization. Approx. 11-year-old roof with leased solar provides added peace of mind & energy savings. Don't miss out!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $84,501. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.