Welcome to your new home, where charm, comfort, and style come together in one inviting package! This beautifully maintained 3-bedroom, 2-bath home offers 1,574 square feet of bright, welcoming living space with vaulted ceilings, stunning wood beam accents, bay windows, and updated flooring that add warmth and character throughout. The open layout makes everyday living and entertaining effortless, with spacious living and dining areas that flow seamlessly together. Step outside to a fully fenced backyard with plenty of space to unwind, host weekend barbecues, create your dream garden, or enjoy Arizona's beautiful weather. A storage shed adds extra room for tools, hobbies, and outdoor gear. Perfectly situated in the heart of Prescott Valley you'll love being just minutes from parks, shopping, dining, schools, and everyday conveniences. Whether you're looking for your next home or your next chapter, this move-in-ready gem is one you won't want to miss!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $65,129. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.