Properties / 2788 E DUST DEVIL Drive
VA ASSUMABLERate: 2.77%

2788 E DUST DEVIL Drive

$429,900
San Tan Valley, AZ 85143
4 beds3 baths2,698 sqftSingle Family
The assumable advantage
2.77%
VA assumed rate
$40,057 interest already paid off
Estimated Loan Balance$246,156
Cash to close$184,901
Est. Monthly PITI$1,442
Initial Loan Amount$280,000
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$183,744
Cash or secondary financing
Monthly savings
$1,381
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

THIS HOME MAY BE QUALIFY FOR A $5000 HOMEBUYER GRANT. Discover the perfect blend of space, comfort, and modern style. With 2,697sq ft of open living space this impressive home features 4 bedrooms, 2.5 bathrooms, a 3 car garage, RV gate and relaxing pool to cool off. This checks off all the boxes. Step inside to find a light-filled interior providing plenty of room for daily living that effortlessly flows from 1 room to another. The centerpiece of this home is the chef-inspired kitchen. Newly enhanced with gorgeous white granite countertops, it offers a great workspace that complements the stainless steel appliances. The upstairs features a large primary suite with an upgraded walk in tiled and glass shower and granite countertops. The loft offers a flexible space of both work and enjoyment

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $183,744. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,698
Property typeSingle Family
MLS #7052753
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,154/mo
Source est. payment (PITI)
$1,442/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$183,744

Asking price minus remaining loan balance. Closing costs are additional.

$0$183,744
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.