Properties / 17968 W PORTER Court
VA ASSUMABLERate: 3.1%

17968 W PORTER Court

$475,000
Goodyear, AZ 85338
4 beds3 baths2,328 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$24,966 interest already paid off
Estimated Loan Balance$167,922
Cash to close$308,500
Est. Monthly PITI$1,135
Initial Loan Amount$184,511
Time on site50 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$307,078
Cash or secondary financing
Monthly savings
$2,005
Versus today's market rate
Est. savings per year
$24K
Versus today's market rate

About this home

New carpet and paint inside and out. This two-story home in Estrella sits on a large lot of a cul-de-sac, walking distance to lake 4 beds, 2 baths + powder room, w/ a 2-car garage. The inviting interior features abundant natural light, vaulted ceilings, tile & wood-look flooring downstairs, and carpet upstairs. Functional floor plan with a formal living & dining room, alongside a separate family room w/fireplace. The kitchen boasts SS appliances, ample wood cabinetry, a center island, and a breakfast nook w/bay window. All bedrooms await upstairs! Double-door main bedroom has access to the balcony and an ensuite with dual sinks, separate tub/shower, & a walk-in closet. HUGE backyard perfect for gatherings! A covered patio, mature trees, & a fenced-in area for a dog run complete the hom PLUS! The home is ideally located near the community's beautiful lakes, where residents can enjoy peaceful water views, walking paths, and a variety of waterfront activities such as kayaking, paddle boating, and fishing. Estrella also offers a true resort-style lifestyle with residents' clubs, fitness centers, heated pools, parks, sports courts, miles of scenic trails, and a Nicklaus-designed championship golf course, along with year-round community events and activities. Don't miss this opportunity!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $307,078. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,328
Property typeSingle Family
MLS #7028653
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$796/mo
Source est. payment (PITI)
$1,135/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$307,078

Asking price minus remaining loan balance. Closing costs are additional.

$0$307,078
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.