BANK-APPROVED SHORT SALE - PRICED WELL BELOW APPRAISED VALUE! Opportunities like this don't come around often. Located in the highly sought-after Johnson Ranch master-planned community, this recently remodeled 3-bedroom, 2.5-bath home offers exceptional value, thoughtful updates, and a lifestyle buyers love. Inside, you'll find an open-concept floor plan with durable laminate flooring throughout, a spacious loft perfect for a home office, game room, or second living area, and generously sized bedrooms, including a primary suite with a walk-in closet. The remodeled kitchen features quartz countertops, a full tile backsplash, an updated sink and faucet, and opens seamlessly to the main living spaces--ideal for entertaining or simply keeping an eye on whatever chaos the kids (or dogs) are creating. Both bathrooms have been beautifully updated with modern walk-in showers, while fresh interior paint, new blinds, updated light fixtures, remodeled staircase details, and recently replaced window sunscreens mean much of the heavy lifting has already been done. Beyond the front door, Johnson Ranch continues to be one of San Tan Valley's most desirable communities, offering multiple pools, parks, playgrounds, tennis and basketball courts, walking trails, greenbelts, catch-and-release fishing, and an 18-hole golf course. It's the kind of neighborhood where evening walks become part of the routine and weekends can feel a little more like a vacation. Whether you're searching for your next home or a smart investment, this is a chance to own an updated property in one of the area's most amenity-rich communities--at a price that's hard to ignore. Homes this well-priced usually don't wait around for everyone to "think about it."
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.