This thoughtfully designed 4-bedroom home, with the option to expand to six, offers comfortable living with practical features throughout. High ceilings, granite counters, a spacious kitchen island, and dual pane windows create an inviting atmosphere, while the primary suite includes double vanities and a separate soaking tub and shower. The kitchen features gas cooking, quality appliances, and walk-in pantry. Washer and dryer included in convenient upstairs laundry. Step outside to a professionally landscaped yard that's ready for you to personalize. Enjoy year-round comfort with central air, fans, and transferrable HVAC and furnace warranty covering parts & maintenance through Aug 2031. New water heater 2022. *** Owner is willing to provide credit for new paint with an acceptable offer.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $355,861. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.