Assume this loan at a 2.8% interest rate! Monthly payment of $1,756.00 PITI with Mi. Very well kept 2 Bed, 2 Bath + Den in Mission Royale 55+ Community. Popular 107 model features custom staggered tile, plush carpet in bedrooms, plantation shutters & ceiling fans throughout. Kitchen offers granite countertops, eat-at peninsula bar & LG stainless steel appliances. Primary suite includes split A/C, walk-in closet, custom walk-in shower, raised dual-sink vanity & skylight. Guest bedroom features bay window & private bath with custom walk-in shower. Den includes built-in Murphy bed & custom cabinetry. Enjoy the custom Arizona room with travertine tile, extended patio & fenced backyard backing a peaceful wash. New HVAC, new water heater, owned solar & extended garage with custom built-in cabinets. Quality, comfort & location -- this one checks every box
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $76,249. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.