Welcome to this spacious 4-bedroom, 2.5-bath home with a versatile loft in the desirable Tortosa community! The open-concept floor plan offers comfortable living and effortless entertaining, featuring a beautiful kitchen with granite countertops, ample cabinetry, and plenty of prep space overlooking the dining and living areas. Upstairs, the generous primary suite provides a private retreat, while three additional bedrooms and a large loft offer flexibility for a home office, playroom, or media space. The backyard is ready for your personal touch, and the community features parks, walking paths, and playgrounds. Conveniently located near schools, shopping, and dining, this move-in-ready home is a must-see!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $31,394. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.