Properties / 18019 W WESTPARK Boulevard
VA ASSUMABLERate: 3.09%

18019 W WESTPARK Boulevard

$490,000
Surprise, AZ 85388
4 beds2 baths2,167 sqftSingle Family
The assumable advantage
3.09%
VA assumed rate
$48,278 interest already paid off
Estimated Loan Balance$308,823
Cash to close$180,425
Est. Monthly PITI$1,868
Initial Loan Amount$348,100
Time on site1 day
Remaining Term23 years, 4 months
Seller's equity (what you pay)
$181,177
Cash or secondary financing
Monthly savings
$1,341
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

Step into a home where everyday comfort meets effortless Arizona living! This beautifully designed 4-bedroom, 2-bath residence offers 2,167 square feet of thoughtfully planned space, a 3-car garage, and a backyard made for enjoying year-round. Inside, you'll find both a welcoming living room and a spacious great room, giving everyone room to spread out while still offering inviting spaces to gather. The kitchen opens to the family room and has been thoughtfully updated with new countertops, a new sink and faucet, plus additional cabinetry that adds even more pantry-style storage. The generously sized primary suite offers a peaceful retreat, thoughtfully separated from the secondary bedrooms for added privacy. New carpet throughout adds a fresh, comfortable feel, while the bay window with tinted glass brings in beautiful natural light. The updated ensuite bathroom features a new countertop, new sinks and faucets, and a new walk-in shower, along with a private toilet room and spacious walk-in closet for added comfort and organization. Step outside and discover a backyard designed for enjoying the Arizona sunshine. A sparkling pool sets the stage for summer afternoons, while the covered patio with slate tile provides a comfortable place to relax or entertain. Just beyond, a large pergola creates another inviting outdoor space, while the beautifully landscaped grassy area adds room for play, pets, or simply enjoying a little fresh air. And then there's the location. With Surprise Farms Park right at your fingertips, outdoor recreation and green space are just moments away. Whether you're cooling off in the pool, gathering under the pergola, or taking advantage of the nearby park, this home makes it easy to enjoy everything that makes Arizona living so special.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $181,177. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,167
Property typeSingle Family
MLS #7066691
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,549/mo
Source est. payment (PITI)
$1,868/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$181,177

Asking price minus remaining loan balance. Closing costs are additional.

$0$181,177
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.