Welcome to this beautifully updated single story home in Magma Ranch offering three bedrooms and two bathrooms in an inviting layout. The entire interior has been completely freshly painted and features brand new luxury vinyl plank flooring flowing continuously throughout, perfectly complemented by all new baseboards and door trim. The bright eat-in kitchen sits at the front of the house with rich chocolate cabinetry, gorgeous granite countertops, a breakfast bar, and a cozy dining nook that opens seamlessly into the generous living room. Retreat to the primary suite complete with a walk-in closet and an ensuite bathroom boasting an extended vanity. Outside, discover a spacious backyard enclosed by block fencing with a covered patio, a handy storage shed, and all new landscaping rocks. Complete with an attached garage and included appliances, this pristine property is completely move-in ready for its next owner.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $266,644. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.