VA Assumable loan at $422,952.11 with a 4.25% interest rate and a monthly payment of $2,588.64! This beautifully updated two-story home features a new roof, new AC, new water heater, and added attic insulation, along with 3 beds, 2 baths, and low-maintenance landscaping. Enjoy vaulted ceilings, designer paint, abundant natural light, and new carpet and tile throughout. The living room offers a cozy fireplace and sliding doors to the backyard. The eat-in kitchen includes built-in appliances, tile counters, travertine backsplash, white shaker cabinets, a pantry, and breakfast bar. A versatile den with built-ins.Upstairs, the spacious primary suite boasts a bay window, walk-in closet, and dual vanity. Relax in the large backyard with covered patio, pergola, and turf!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $19,264. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.