NO HOA! Short sale/pre-foreclosure opportunity in a charming 55+ community. This single-level 2-bedroom, 2-bath home offers 1,372 sq ft plus a large enclosed Arizona room and no interior steps. The bright living room features a large picture window and opens to a spacious dining area. The kitchen includes a dishwasher, wall oven, microwave, cooktop, and breakfast bar. The enclosed Arizona room has its own HVAC, backyard access, and offers flexible additional living space. The primary suite features two closets and an ensuite bath; the tub/shower has been removed and the area is currently unfinished. Dual-pane windows throughout. Optional club membership offering access to pools, hot tubs, activities, entertainment, and social events. Property is being sold as a short sale/preforclosure.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.