**2.625% assumable loan with approximately $372,000 remaining loan balance** Opportunities to secure financing at a rate this low are incredibly rare in today's market, and this one comes with the added benefit of owning a former model home loaded with designer upgrades. The open-concept, split floor plan features soaring ceilings, designer finishes, upgraded cabinetry, granite countertops, stainless steel appliances, and a gas range. As a former model, thoughtful upgrades and elevated finishes can be found throughout the home. The primary suite offers a private retreat with an upgraded bathroom featuring granite countertops, a beautifully tiled walk-in shower, and glass enclosure. The split floor plan provides additional privacy and functionality for guests or family. Outside, enjoy a low-maintenance backyard with artificial turf and an extended paver patio, perfect for Arizona living. The curb appeal continues out front with a paver driveway, an oversized driveway, and an oversized 2-car garage with epoxy floors. The home sits directly across the street from a neighborhood park. Former model homes with this level of finish are hard enough to find--pair it with a 2.625% assumable mortgage and this becomes a truly rare opportunity.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $24,698. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.