A sweet property on a larger lot in the coveted tree lined Pine Del neighborhood. This updated home has interior improvements that give true value: bright kitchen & bathrooms, LVP flooring, modern doors & windows, whole house water filtration system & stainless appliances. Two car level entry garage (read: no sliding on an icy hill in the winter!) plus covered back porch, water catchment, multiple sheds, & a fenced yard where all the birds sing to draw you home. Open a book, put your feet up, soak in the heat cranked out by that wood burning stove, & make this Flagstaff charmer yours.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $209,412. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.