Seller is offering concessions for a 2-1 buydown! Move-in ready and beautifully maintained home in Rancho Mirage featuring modern finishes, an open-concept layout, and a spacious backyard with endless potential! This single-level home offers a stylish kitchen with rich espresso cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, and a large island overlooking the living and dining spaces. Neutral wood-look tile flooring and recessed lighting flow throughout the main living areas. Step outside to an oversized backyard designed for low-maintenance Arizona living with artificial turf, extended gravel landscaping, and plenty of room to add a pool, create an outdoor entertaining space, or customize to fit your lifestyle
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $21,251. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.