This stunning open concept 4-bedroom, 3 bath home is in desirable Rancho Santa Fe subdivision. Home sits on a .47-acre lot with mature low water desert friendly landscaping in the front. New luxury vinyl throughout living room, dining areas, kitchen and all bedrooms. Beautiful fresh exterior paint on the stucco and trim. Stone exterior gas log fireplace is perfect for those brisk Kingman winter evenings. Amazing views of the sunrise in the east and the sunsets in the west from your fully fenced yard. Drive thru gate on the east side makes an easy access rear yard for all the desert toys. Master bedroom is very large with private door to exterior rear yard. Master en-suite has two separate vanities and jetted soaker tub as well as a beautiful tiled shower. Large walk in master closet has plenty of shelves and hanging areas.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $105,287. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.