Properties / 10193 E Windtalker Road
VA ASSUMABLERate: 2.96%

10193 E Windtalker Road

$260,000
Hereford, AZ 85615
3 beds2 baths1,680 sqftSingle Family
The assumable advantage
2.96%
VA assumed rate
$38,414 interest already paid off
Estimated Loan Balance$241,486
Cash to close$19,589
Est. Monthly PITI$1,527
Initial Loan Amount$270,000
Time on site50 days
Remaining Term25 years
Seller's equity (what you pay)
$18,514
Cash or secondary financing
Monthly savings
$393
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Range priced at $269,000-$279,000, this competitively priced 4-bedroom, 2-bath home offers exceptional value on 4 private acres with beautiful mountain views. The open-concept layout features a split-bedroom floor plan, a spacious kitchen with a center island, abundant cabinetry, and a gas cooktop. The primary suite includes a walk-in closet, and the attached 2-car garage offers convenient laundry hookups. Additional highlights include a roof replaced approximately two years ago, private well and septic, and a fully prepaid solar lease, helping keep electric costs minimal until the prepaid term expires. A rare opportunity to own acreage, privacy, and modern comforts at an attractive price.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $18,514. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,680
Property typeSingle Family
MLS #7055664
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,140/mo
Source est. payment (PITI)
$1,527/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$18,514

Asking price minus remaining loan balance. Closing costs are additional.

$0$18,514
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.