Properties / 3020 N 333RD Avenue
FHA ASSUMABLERate: 6.5%

3020 N 333RD Avenue

$339,900
Tonopah, AZ 85354
3 beds2 baths1,578 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$6,233 interest already paid off
Estimated Loan Balance$230,125
Cash to close$110,086
Est. Monthly PITI$1,883
Initial Loan Amount$230,743
Time on site39 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$109,775
Cash or secondary financing
Monthly savings
$443
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Experience wide-open Arizona living on 4 acres in Tonopah! This spacious 3-bedroom, 2-bath manufactured home offers privacy, mountain views and plenty of room for RVs, trailers, recreational vehicles, animals, workshops or future outdoor improvements. A circular driveway provides convenient access and abundant parking, while mature trees add shade throughout the property. Inside, the home features an open living area, bright kitchen with island, generous primary suite, dual-sink primary bathroom, separate shower and soaking tub, plus two additional bedrooms and a full guest bath. updated wood-look flooring, neutral finishes and comfortable living spaces. With the space and Rural-43 zoning, The property may also offer future lot-split or investment potential. Additional highlights include no HOA, own well, septic system, central air, electric heat and rooftop solar panels. The composition roof and air-conditioning system were replaced in 2019, and the home was constructed with 2x6 exterior walls and R-19 insulation. Enjoy peaceful desert surroundings while retaining space for all your vehicles, equipment and outdoor plans

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $109,775. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,578
Property typeSingle Family
MLS #7061939
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,562/mo
Source est. payment (PITI)
$1,883/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$109,775

Asking price minus remaining loan balance. Closing costs are additional.

$0$109,775
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.