Properties / 7268 E Superstition Drive
VA ASSUMABLERate: 3.1%

7268 E Superstition Drive

$435,000
Kingman, AZ 86401
3 beds3 baths2,390 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$45,937 interest already paid off
Estimated Loan Balance$308,325
Cash to close$127,983
Est. Monthly PITI$1,761
Initial Loan Amount$339,500
Time on site36 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$126,675
Cash or secondary financing
Monthly savings
$1,106
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Beautifully maintained 3-bedroom, 2.5-bath home located in the highly sought-after Valle Vista Golf Course Community! This spacious home features an open-concept floor plan with two separate living areas, soaring 12' ceilings, elegant crown molding, and newer laminate and tile flooring throughout. A brand-new wall of Andersen sliding glass doors fills the home with natural light while showcasing the stunning mountain views. The spacious kitchen opens seamlessly to the main living areas, making it ideal for entertaining. The oversized laundry room offers granite countertops and abundant cabinetry for additional storage and workspace. The private primary suite features dual walk-in closets, dual vanities, a walk-in shower, and a separate soaking tub for the perfect retreat. Recent upgrades include a new A/C unit and a fully block-walled backyard with both an RV gate and man gate, providing privacy, security, and plenty of space for RV parking, boats, off-road vehicles, or future improvements. Outdoor living is easy with a covered patio, large gazebo, raised garden beds, and a spacious storage shed. Enjoy all the amenities Valle Vista has to offer, including the community pool, basketball courts, tennis courts, clubhouse, and the beautifully maintained 18-hole public golf course. Conveniently located just a five-minute walk from the community amenities, this home offers the perfect combination of space, quality, and lifestyle. If you're looking for a move-in ready home with mountain views, RV parking, modern upgrades, and access to one of Northern Arizona's premier golf course communities, this property is a must-see. Schedule your private showing today!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $126,675. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,390
Property typeSingle Family
MLS #040675
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,459/mo
Source est. payment (PITI)
$1,761/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$126,675

Asking price minus remaining loan balance. Closing costs are additional.

$0$126,675
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.