Properties / 106 W SUNDANCE Court
FHA ASSUMABLERate: 6.26%

106 W SUNDANCE Court

$394,000
San Tan Valley, AZ 85143
2 beds2 baths1,585 sqftSingle Family
The assumable advantage
6.26%
FHA assumed rate
$62,001 interest already paid off
Estimated Loan Balance$292,122
Cash to close$103,266
Est. Monthly PITI$2,250
Initial Loan Amount$303,113
Time on site47 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$101,878
Cash or secondary financing
Monthly savings
$445
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

This Sagebrush features a newer 2025 Premier upgraded $85K heated pool & spa equipped with Jandy Touch Color lighting, surrounded by travertine tile, solar lighting, & a touch of grass. Outdoor space includes a gazebo, perfect for lounging or enjoying the sunshine. Interior has extended tile & LVP flooring in the den, primary bedroom, & guest room. No Carpet! Key upgrades include an AC unit replaced in 2020, a Blue Light allergy filter system, ceiling fans, & surround sound system.. Two-car extended-length garage with built-in cabinets & its own dedicated AC unit. FULL PRICE OFFER INCLUDES Quality furnishings( See exclusions under document tab.) PLUS 6 MONTHS POOL SERVICE WITH LOGISTICE POOL SERVICE NOT TO EXCEED $150.00 PER MONTH.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $101,878. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,585
Property typeSingle Family
MLS #7029368
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,879/mo
Source est. payment (PITI)
$2,250/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$101,878

Asking price minus remaining loan balance. Closing costs are additional.

$0$101,878
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.