Welcome to this sought-after Creosote model in Anthem at Merrill Ranch! This 3 bed, 2 bath + den home offers an open layout with neutral tones, 9+ flat ceilings, and select coffered details. The kitchen features granite countertops and flows seamlessly into the main living space. Enjoy a front courtyard and covered back patio with pergola--perfect for relaxing or entertaining. Plantation shutters throughout and leased solar (fixed at $92/mo.) help keep energy costs low. Brand new AC unit (2025) with transferable warranty, plus a transferable home warranty already in place. The 3-car tandem garage includes a mini split. The primary suite features a walk-in closet with built-in shelving and drawers. Enjoy resort-style amenities including pools, fitness center, parks, golf, and more!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $162,217. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.