Welcome to this charming, NO HOA 3-bedroom, 2-bathroom home in the heart of Phoenix. The bright and inviting floor plan features an updated kitchen, spacious living and family rooms, a cozy fireplace, and sliding glass doors overlooking the backyard. Recent improvements include a new roof, new AC unit, and new flooring throughout the home, providing peace of mind and a fresh, modern feel. The private backyard is perfect for entertaining, featuring a sparkling swimming pool, covered patio, mature landscaping. The property also offers a 2-car covered carport, additional parking, natural gas, city water, and convenient access to shopping, restaurants, and major freeways. This
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $107,344. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.